PPF Calculator
Estimate Your Public Provident Fund Returns
Estimated Results
Total Amount Invested:
Total Interest Earned:
Maturity Value:
Disclaimer: This is an estimate. The actual interest rate is set by the government quarterly and can change. This calculation assumes the rate you enter remains constant.
How to Use the PPF Calculator
- Enter Yearly Investment: Type in the amount you plan to invest each year (Min: ₹500, Max: ₹1,50,000).
- Select Duration: Choose your investment period. The minimum is 15 years, but it can be extended in blocks of 5 years.
- Enter Interest Rate: The current rate is pre-filled. You can change it to see how different rates affect your return.
- Click “Calculate”: The tool will instantly show your total investment, interest earned, and the final maturity value.
Key Features of PPF
- Safe Investment: Backed by the Government of India, making it one of the safest investment options.
- Tax Benefits: Offers an “EEE” (Exempt-Exempt-Exempt) status. Your investment, interest earned, and maturity amount are all tax-free.
- Long-Term Growth: The power of annual compounding helps build a significant corpus over time.
- Loan Facility: You can take a loan against your PPF balance from the 3rd to the 6th financial year.